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Workers Compensation Lawyer St. Louis, Missouri - Construction Industry Rules

Workers Compensation: Construction Industry Rules

Missouri Workers Compensation Attorney
Roskin & Hoffmann, LLC

Familiarize yourself with the Missouri Workers Compensation construction industry rules.

If your company erects, demolishes, repairs or alters any structure, you are mostly likely in the construction industry. Missouri normally requires employers with 5 or more employees to carry workers’ compensation insurance. The definition of “employee” includes both full and part-time employees, and includes every person in the service of an employer under any contract of hire, express or implied, oral or written, or under any appointment or election, including executive officers of a corporation. Employers in the construction industry have stricter requirements and are required to carry workers comp insurance with just one or more employees.

A corporation in the construction industry may elect to withdraw from the workers compensation requirements if there are no more than two owners of the corporation who are also the only employees of the corporation.  Sole proprietors and partners are themselves not covered unless they individually elect to purchase workers compensation insurance. If the only people working in the business are either the sole proprietors or the partners, then work comp insurance is not required by law, althought it may be purchased voluntarily. Other than some very limited exceptions, it is a criminal offense for a business to operate without having the necessary workers compensation insurance and it may also expose the employer to civil liability.

Workers Compensation for Subcontractors

The workers compensation statute says that the general contractor is liable for any injuries to the employees of uninsured subcontractors. This may lead to the workers comp insurance carrier for the general contractor charging additional premiums.  For this reason, a general contractor can require subcontractors to carry work comp insurance.

Workers Comp requirement for obtaining City or County Business License

In 1993 the legislature added a requirement for any business that is a “contractor in the construction industry” to show proof of workers compensation coverage when applying for a city or county business license.  Any city or county in Missouri that issues an occupational or business license for a contractor in the construction industry is required to obtain proof of workers compensation coverage or have the completed affidavit of exemption submitted by the contractor.

Contact an Experienced Workers Compensation Lawyer

The St. Louis Workers Compensation Lawyers at Roskin & Hoffmann, LLC have nearly 50 years of combined Work Comp experience and we have handled some of the most complex Workers Comp cases throughout Missouri. If you have been injured at work or if you have a questions regarding the workers comp construction industry rules, call our knowledgeable attorneys at (314) 821-9013 or send us a Workers Compensation question. We look forward to helping you. All communications are returned promptly.

Workers Compensation Lawyers at Roskin & Hoffmann, LLC based in St. Louis, Missouri have nearly 50 combined years of work comp experience. Learn about construction industry rules.

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Roskin and Hoffman


10900 Manchester Rd, STE 213
St. Louis, MO 63122
Office:(314) 821-9013
Facsimile:(314) 821-4580
Toll Free: (800) 338-6686

Representing Workers Compensation
Clients throughout the State of
Missouri, including, but not limtied
to, the following Counties:
St. Louis, Missouri Workers Compensation Lawyer / Attorney

Contact Us     Site Map     Privacy Policy    Disclaimer    Reviews ------------------------------------------------------Copyright 2011 Roskin & Hoffmann, LLC

Disclaimer: The choice of a lawyer is an important decision and should not be based solely upon advertisements. Every case is different and must be judged on its own merits. Past case results afford no guarantee of future results. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. The Roskin & Hoffmann, LLC handles workers compensation, personal injury, work injury, work comp and workman compensation cases throughout Missouri. We represents injured clients in St. Louis, Kansas City, Springfield, Jefferson City, Columbia, St. Louis County MO and Saint Charles.

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